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Tag: Permanent Life Insurance

What to Expect When Applying for Life Insurance

Posted: November 7, 2023

If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and beyond, can go a long way when applying for life insurance. Determine Your Coverage Needs...

How to Plan for the Future You Want

Posted: October 7, 2023

October is Financial Planning Month. This is a time when we are reminded to prepare budgets and keep spending in check during the holiday season. Our approach to financial planning can depend on our phase of life. Still, the earlier we begin planning and saving for the future, the easier it will be to make our targets. Steps to Improve Your Financial Situation Take the...

Pros & Cons of Convertible Life Insurance

Posted: September 22, 2023

When you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance may have certain disadvantages. Why Convert From Term to Permanent Life Insurance? Term life insurance...

Insure the Ones You Love

Posted: February 22, 2022

February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...

Employer-Provided Life Insurance: What You Need to Know

Posted: November 7, 2021

Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article.  If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...